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Part of the Junior’s Adventures series, Financial Peace Jr. gives parents the tools they need to raise money-smart kids. The kit covers four basic concepts: working, spending, saving and giving.
The University of Tokyo (22nd) and Kyoto University (35th) have maintained their positions as the leading universities in Asia.
The Financial Peace Jr. toolkit includes:
- One Junior’s Parent Guide gives step-by-step instructions on how to use the kit and provides insight into what money concepts kids are capable of understanding in different “ages & stages.”
- One Junior’s Activity Book is filled with fun illustrations, coloring pages and activities to engage kids of all ages in the chapter lessons.
- One Smart Kids Launch Pad chart with reward stickers to celebrate the completion of each activity
- One Chore Chart with magnetic chore labels and one dry-erase pen so kids can mark their progress
- One Set of Durable Give, Save & Spend envelopes for kids
- Free Smart Money, Smart Kids ebook to take your kids to the next level
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Includes: Junior’s Activity Book, Junior Parent’s Guide, Dry-Erase Chore Chart with Magnetic Frame, Dry-Erase Marker, Magnetic Chore Chart Labels, Give, Save, and Spend Envelopes, Launchpad Poster and Stickers, Free Smart Money Smart Kids E-Book Download, Free Smart Money Smart Kids Online Video Lesson
Target Audience: Ages 3-12
Dimensions: 9.1 x 1.6 x 11.5 inches
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Though the Dutch financial markets then had none of today’s technology, they employed many of the same practices that traders use today. Investors bought securities, sometimes borrowing money with loans secured by the shares they were buying. In today's language, they bought shares on margin. Lenders protected themselves by demanding a “haircut” – collateral in cash or securities that exceeded the loan amount by a specified percentage. If the value of the securities dropped below that specified percentage, the lender would demand that the investor put up additional money to stay in line with the haircut. If the investor couldn’t come up with the added margin, the lender was entitled to liquidate the securities and recoup the loan amount.
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